It’s amazing how simplistic the fundamental basics of banking can be understood in this 47-min. animated video, Money as Debt, by Paul Grignon.   Most American citizens cannot even define fractional reserve lending.  This video should be a requirement for school graduation at all levels.  In fact, anyone who is concerned for the freedom, liberty, and sovereignty of America should view this and realize the banking scam of America is not that complicated after all.  Enjoy and pass it along.